Track reserve releases
Track reserve releases with Monetta: a practical, on-prem approach built for Azerbaijani teams.
Enterprise Factoring and Portfolio Management
Monetta is a comprehensive factoring application engineered for banks, factoring companies, and corporates that finance their suppliers. The platform provides a unified, end-to-end solution that bridges the gap between front-end deal execution and back-end portfolio management. By integrating the entire lifecycle—from the initial invoice submission and buyer acceptance to final disbursement and repayment—the system eliminates the fragmentation typically found in supplier financing workflows. Designed specifically for the Azerbaijani market, the system combines local compliance requirements, such as Forma #2 acceptance and local working-day calendars, with a professional double-entry accounting core. This ensures that every financial movement, including daily accruals and cost of funding, is tracked with precision. With a white-label architecture deployed on the customer's own infrastructure, Monetta allows institutions to scale their factoring operations while maintaining total control over their data and brand identity.
Strategic Advantages for Factoring Providers
Eliminate manual errors and reconciliation gaps using a true double-entry accounting core for all portfolio books.
Accelerate funding cycles with automated decision deadlines and the ability to hand over cases without resetting the approval clock.
Ensure full legal validity through integrated electronic signatures for buyer acceptances, supplier offers, and factor counter-signing.
Maintain an airtight audit trail where every single action and numerical change is attributable and reconstructable.
Mitigate financial risk by freezing rates, reserves, and advance amounts from the rate card onto the deal at the moment of signing.
Achieve complete data sovereignty by deploying the solution on your own private infrastructure.
Core System Capabilities
End-to-End Deal Management
A seamless workflow where suppliers request financing, buyers accept online, and factors manage the approval committee and disbursement in one system.
Automated Portfolio Accounting
Automatic computation of daily accruals, cost of funding, repayments, and late-payment charges via a professional accounting core.
Professional Financial Reporting
Generate institutional-grade outputs that spreadsheets cannot produce, including trial balances, general ledgers, and counterparty statements.
Management Dashboard
Real-time visibility into profit and loss, portfolio exposure by buyer and supplier, funding availability, and factoring capacity planning.
Local Compliance Tools
Fully optimized for Azerbaijan with Azerbaijani and English interfaces, Forma #2 acceptance, and local calendar integration.
Customizable Document Engine
Generate contracts, annexes, buyer-consent letters, and payment requests using your own editable legal templates.
The Factoring Workflow
Frequently Asked Questions
How does the system prevent pricing discrepancies after a deal is signed?
Fees, reserves, advance amounts, and repayment dates are pulled from a pre-agreed rate card for each supplier-buyer pair and frozen onto the deal. This ensures that subsequent changes to the rate card never alter the terms of a signed agreement.
Can we migrate our existing portfolio from spreadsheets?
Yes. The system includes a built-in importer specifically for moving existing spreadsheet books. All migrated data is checked against the original figures to ensure accuracy before the final cut-over.
Is the platform customizable to our corporate identity?
Monetta is white-label ready. You can apply your own branding and utilize your own editable legal templates for contracts and annexes without requiring any code changes.
How are approval delays managed within the system?
Every approval step is assigned a decision deadline in working hours. If a case remains undecided, it is returned automatically. Additionally, steps can be handed to another approver without resetting the countdown clock.
What specific localizations are available for the Azerbaijani market?
The system features a bilingual interface (Azerbaijani and English), supports Forma #2 acceptance, integrates the local working-day calendar, and supports local electronic signature requirements.
Modernize Your Factoring Operations
Contact Allmaz to see how Monetta can automate your reserve releases and professionalize your portfolio accounting.
Request a demo