Aurum for Banking
Matches, merges and cleans scattered records into one trusted golden master, with human stewardship and full audit trails.
One trusted customer record — built for Azerbaijani banking compliance
Banks operating under Central Bank of Azerbaijan supervision face a hard constraint: customer data must stay within sovereign boundaries. Aurum is deployed on your own infrastructure, matching and merging scattered customer records into a single, authoritative golden master — without routing sensitive data to foreign clouds. The deterministic matching engine applies rule-based logic across your core banking, CRM, collections, and ancillary repositories, producing explainable, predictable match decisions that your compliance and operations teams can stand behind when regulators ask. Every change is reversible, every AI-generated proposal requires explicit human approval before it reaches production, and every record carries a full audit trail with complete source lineage.
Why banking teams choose Aurum
Meets data residency and banking-secrecy obligations by running entirely within your own environment — no foreign cloud exposure, no data leaving your jurisdiction.
Eliminates duplicate and conflicting customer records that create friction across support, onboarding, and collections workflows, reducing manual reconciliation effort.
Delivers regulator-ready audit trails and field-level source lineage for every record, so compliance evidence is structured, exportable, and always at hand during examinations.
Keeps human stewards firmly in control — no AI-generated merge or correction reaches production without explicit review and approval, ensuring clear accountability at every step.
Surfaces a clean, unified customer view across all source systems, giving fraud detection and complaint management teams the complete picture they need to act on early signals.
Classifies vendor and counterparty records into the UNSPSC taxonomy, bringing standardised categorisation to procurement spend analysis, supplier risk assessment, and regulatory reporting.
Core capabilities
Deterministic matching engine
Aurum applies rule-based, deterministic logic to identify duplicate and related records across your core banking, CRM, and collections systems — giving you predictable, explainable match decisions rather than opaque probabilistic scores.
Golden master with full lineage
Matched records are merged into a single golden master record. Every contributing source, field value, and merge decision is stored alongside the record, so you can trace exactly where each data point came from.
Reversible-by-design edits
No change is made in-place. All corrections and merges are stored as overrides, meaning any edit can be reviewed, challenged, or rolled back without data loss — a critical safeguard under banking-secrecy and audit requirements.
Human stewardship workflow
Every AI-generated proposal enters a stewardship queue. A designated data steward reviews, adjusts, and approves before anything is published. The system cannot bypass this gate, ensuring accountability at every step.
Audit trail and compliance evidence
Aurum maintains a timestamped, immutable log of who reviewed what, when, and what decision was made. This log is structured for export to regulatory reporting workflows, reducing the manual effort of preparing compliance evidence.
On-premises deployment
Aurum runs inside your own data centre or private cloud environment. Customer data never leaves your jurisdiction, satisfying Central Bank of Azerbaijan data residency rules and your institution's banking-secrecy obligations.
How Aurum cleans and governs your customer data
Frequently asked questions
Does Aurum send any customer data to external servers or cloud services?
No. Aurum is deployed entirely within your own infrastructure. No customer data is transmitted to external services, satisfying Central Bank of Azerbaijan data residency requirements and banking-secrecy obligations. Your data remains under your control at every stage of processing.
What happens if a steward disagrees with a merge proposal?
The steward can reject or modify any proposal before it is published. Because edits are stored as overrides rather than in-place changes, previously approved decisions can also be revisited and reversed at any time without affecting the underlying source data. This reversible-by-design approach means no decision is ever permanent or unrecoverable.
How does Aurum support a regulatory audit or examination?
Every record in Aurum carries a timestamped audit trail showing its source systems, the match decisions made, the steward who approved each change, and when that approval occurred. This structured log can be exported directly to support regulatory examinations or internal compliance reviews, reducing the manual effort typically involved in assembling compliance evidence.
Can Aurum help with fraud detection or complaint management?
By consolidating duplicate and fragmented customer records into a single golden master, Aurum gives fraud and complaints teams a complete, consistent view of each customer across all source systems. This reduces the risk of missing signals that are spread across disconnected or conflicting records, enabling faster and more informed investigation.
What is UNSPSC classification, and why does it matter in a banking context?
The UNSPSC is an internationally recognised taxonomy for categorising products and services. Aurum classifies vendor and counterparty records into this taxonomy, bringing standardised categorisation to procurement spend analysis, supplier risk assessment, and any regulatory reporting that requires consistent product or service classification. For banks managing large supplier bases, this consistency reduces manual categorisation effort and improves the reliability of spend and risk data.
Ready to bring order to your customer data — on your terms?
Talk to the Allmaz team about deploying Aurum inside your own environment. We will walk you through how it fits your data residency requirements, your compliance workflows, and your existing systems — no commitment required.
Request a demo